UniCredit Insurance Broker

A quality partnership proves itself, not only before, but after leasing too. This is why we offer you a great and favorable range of transparent financial services that meet all your needs.

Our promise to offer performant and complete services, assumes also the services after the contract termination.

Advantages we provide you, working with the most important insurance companies on the Romanian market:

• competitive prices and favorable insurance conditions;

• the continous transparancy  throughout permanent information access from the portal http://suport.unicreditleasing.ro

• an extensive range of insurances from which you can choose from;

• assistance in case of loss and opportunity to automatically create the power of attorney for the claim and the power of attorney for leaving the country with the vehicle in the European Union.

 

Personal Data Processing Policy (romanian) – August 2016 edition

Personal Data Processing Policy (romanian) – May 2018 edition

THE REGISTER OF THE INSURANCE INTERMEDIATE
Unique code assigned by ASF
Surname and name Current position
Employment date
Completed studies
257842 ZAULET FLORIAN-IRINEL INSURANCE SPECIALIST 1/20/2017 SUPERIOARE
34643 GURUIANU CORNEL MARIUS DIRECTOR EXECUTIV 10/1/2007 SUPERIOARE
422078 BRULEA ALEXANDRU ANDREI INSURANCE SPECIALIST 10/11/2016 SUPERIOARE
416220 CIMPOCA ELENA-MADALINA INSURANCE OFFICER 10/2/2017 SUPERIOARE
34653 BULBARIU IRINA INSURANCE SPECIALIST 11/1/2006 SUPERIOARE
34639 APOSTOL CRENGUTA DIRECTOR DEPARTAMENT CLIENTI LEASING 2/1/2007 SUPERIOARE
147613 LUPOAIE ROXANA-IRINA ACCOUNT MANAGER 3/3/2008 SUPERIOARE
34651 FLAMAROPOL ALEXANDRA INSURANCE SPECIALIST 7/26/2007 SUPERIOARE
352263 HEMEN CORINA ACCOUNT MANAGER 7/3/2017 SUPERIOARE
40710 STOENETE DIANA IRINEL CORPORATE ACCOUNT MANAGER 8/16/2017 SUPERIOARE
34650 BROTEA CRISTINA-CLAUDIA ACCOUNT MANAGER 9/10/2007 SUPERIOARE
34649 SULEA OANA-RALUCA TEAM LEADER CLIENT SERVICE 9/28/2004 SUPERIOARE
34642 ELENA FLOREA GEORGETA TEAM LEADER RETAIL DEPARTAMENT CLIENTI EXTERNI 2/1/2007 SUPERIOARE
431679 CLOPOTARU ALINA-DENISA INSURANCE SPECIALIST 12/2/2018 SUPERIOARE
THE JOURNAL OF BROKER ASSISTANTS

Because the needs are different from one client to another, our services address private individuals and companies. Below you can download the list of assistants correspondent to the type of your organization.

 

PRIVATE INDIVIDUALS

Codul unic alocat de ASF Numele si prenumele Data inregistrarii Studii Observatii
416999 ILONTA ANCUTA IOANA 9/15/2017 SUPERIOARE Avaron Invest S.R.L.
416931 MATEI OANA FLORINA GRATIELA 9/15/2017 SUPERIOARE BRIAS MBA PARTNER S.R.L.
398008 STEFAN LAURENTIU EUGEN 1/15/2018 SUPERIOARE BUSINESS IMPACT
416742 ICHIM ALEXANDRA 9/18/2017 SUPERIOARE BUSINESS IMPACT
416743 DOBROTA ADELINA-ANDRA 9/18/2017 SUPERIOARE BUSINESS IMPACT
389279 DUTU GEORGIANA LIVIA 9/18/2017 SUPERIOARE BUSINESS IMPACT
416740 CHIRITA GEORGIAN-PAUL 9/18/2017 SUPERIOARE BUSINESS IMPACT
416793 CONSTANTIN ALINA-ALEXANDRA 9/18/2017 SUPERIOARE BUSINESS IMPACT
416741 TANASESCU MIHAELA-ANDREEA 9/18/2017 SUPERIOARE BUSINESS IMPACT
191767 HELSTERN MARIA ROZALIA 7/25/2018 SUPERIOARE BUSINESS IMPACT
416733 CALIN DANIEL 9/15/2017 SUPERIOARE CBG LEASING CONSULTING
176548 MITRICA-NEAGOE MARIA 3/8/2018 SUPERIOARE CBG LEASING CONSULTING
54017 CHIRILA BOGDAN-IONUT 5/9/2017 SUPERIOARE CHIRILA BOGDAN-IONUT
404968 POPESCU LAURENTIU LEONIDA 5/9/2017 SUPERIOARE POPESCU LAURENTIU LEONIDA
416835 ILIESCU NICOLAE ANDREI 9/15/2017 SUPERIOARE S.C. CARGOBULL FINANCE S.R.L.
416792 VELE EMILIA 9/15/2017 SUPERIOARE TOTAL FINANCIAL SOLUTION
431657 BADUNA DANA-ANDREEA 7/8/2018 SUPERIOARE BADUNA G. DANA ANDREEA - ASISTENT IN BROKERAJ
431601 BURGHELEA IONUT 07/31/2018 SUPERIOARE BURGHELEA IONUT - ASISTENT IN BROKERAJ
423400 TUDOR ELENA-GABRIELA 05/23/2018 SUPERIOARE TRUST PRO FIN
403622 ZECHIU MARIANA 10/2/2018 SUPERIOARE BUSINESS IMPACT
249042 ANDREI CRISTINA 9/3/2018 SUPERIOARE ANDREI C. CRISTINA - PERSOANA FIZICA AUTORIZATA
35281 ILIESCU ALINA IULIA 1/11/2018 SUPERIOARE UNICREDIT LEASING COPRORATION IFN SA

 

COMPANIES

 

Codul unic alocat de ASF Denumirea persoanei juridice Codul de identificare fiscala (CIF/CUI) Numele si prenumele conducatorului/conducerii
si a persoanelor care desfasoara activitatea
de intermediere
Clasele intermediate Data inregistrarii Observatii
406791 KETACO OPTIM 34862426 ONET DANA IOANA ASIGURARI GENERALE SI DE VIATA 6/19/2017  
406585 POPESCU LAURENTIU-LEONIDA-ASISTENT IN BROKERAJ 35427366 POPESCU LAURENTIU-LEONIDA ASIGURARI GENERALE SI DE VIATA 5/9/2017  
406583 CHIRILA BOGDAN IONUT - AGENT DE ASIGURARE 35395302 CHIRILA BOGDAN-IONUT ASIGURARI GENERALE SI DE VIATA 5/9/2017  
402442 BUSINESS IMPACT SRL 9538101 BUDA STEFAN ASIGURARI GENERALE SI DE VIATA 1/26/2017  
232038 CBG LEASING CONSULTING 25588233 Calin Daniel ASIGURARI GENERALE SI DE VIATA 9/27/2016  
232039 TOTAL FINANCIAL SOLUTION 22979660 VELE EMILIA ASIGURARI GENERALE SI DE VIATA 3/13/2013  
232037 Avaron Invest S.R.L. 22626251 Ilonta Ancuta Ioana ASIGURARI GENERALE SI DE VIATA 10/8/2009  
232035 BRIAS MBA PARTNER S.R.L. 25669133 Matei Oana Florina Gratiela ASIGURARI GENERALE SI DE VIATA 10/8/2009  
200266 S.C. CARGOBULL FINANCE S.R.L. 22317841 BATTERNIK ARNOUD ASIGURARI GENERALE SI DE VIATA 3/12/2009  
408349 BADUNA G. DANA-ANDREEA - ASISTENT IN BROKERAJ 39709386 BADUNA DANA-ANDREEA ASIGURARI GENERALE SI DE VIATA 6/8/2018  
408329 BURGHELEA IONUT - ASISTENT IN BROKERAJ 39598989 BURGHELEA IONUT ASIGURARI GENERALE SI DE VIATA 07/31/2018  
408406 ANDREI C. CRISTINA - PERSOANA FIZICA AUTORIZATA 39795093 ANDREI CRISTINA ASIGURARI GENERALE SI DE VIATA 9/03/2018  
408549 UNICREDIT LEASING CORPORATION IFN SA 14600820 SIMONA MILOSOIU ASIGURARI GENERALE SI DE VIATA 1/11/2018  
What is an insurance/RCA?

As of. art.1 alin.(2) of Norm 23/2014 published in the Monitorul Oficial, Partea I, nr. 826/12.11.2014:

"The contract for the binding insurance for civil responsibilities for prejudices produced through car accidents cover the civil responsibilities tort of the owner or user of vehicle for the prejudice made to a third party through the vehicle."

Art. 16.

(1) At the closing of the binding insurance for the vehicle in the evidence of the registrating authority or registration in Romania, the insurer is binded to issue to the insured the binding policy of insurance of civil responsibility for vehicles, named the insurance policy, together with the road ticket and international document for insurance.

(2) At the base of a additional paper, the insurance contract can contain additional clauses, in the conditions that these do not reduce or restrict the rights of an prejudiced party, that come from a binding insurance or don't come after the law.

What happens if the validity term of the RCA policy exceeds the lease? Can I still benefit from the RCA policy?

As of Norm 23/2014

Art. 30. – The liability of the RCA insurer ceases at 24.00 on the last day of validity included in the RCA insurance policy or prior to that date at the time of removal from the movement records or at the date when the insured lodges with the insurer evidence of the transfer of the ownership right for the insured vehicle.

Art. 31. – (1) For vehicles that are radiated out of circulation or for which the policy holder transmits ownership during the insurance period, the insurance premium for the period between the start date and the termination date of the MTPL insurer is calculated by adding the monthly premiums set in the premium rate of the RCA insurer, corresponding to the number of full insurance months covered by the insurance period. Any fraction of the moon is considered the entire month.

Thus, if there is a valid RCA policy at the time of ownership transfer, you can no longer benefit from it, and it is necessary to prepare another insurance policy on behalf of the new owner. Part of the RCA policy-relevant insurance premium valid at the time of the transfer of ownership may be recovered from the issuing insurer on the basis of a power of attorney that you will receive together with the transfer documents only if the RCA policy in question does not have there were recorded damages.

Why does the RCA tariff have a high level?

As of Norm 23/2014:

Art. 21. –

(1) Insurers are required to set premium rates for each vehicle category, for one-year periods, calculated on actuarial bases for the limits of compensation established on the basis of the provisions of Art. 24.

(3) The compensation limits established by each RCA insurer as well as the premium rates established under these rules shall be notified to the Financial Supervisory Authority no later than 30 days before the beginning of the period in which they may be practiced together with a statement by the actuary responsible for the calculation of the insurance premium for its fairness, certified and signed by the executive director of the company. The actuarial calculation shall include the risk premium, including the estimation of the frequency of the damage and the average damage, for each risk category for which the premium rate is calculated.

(6) The Insurers are obliged to submit in electronic format to the Financial Supervisory Authority the assumptions used, the actuarial methods and the justification for their application for the calculation mentioned in paragraph (1) together with the database used for these calculations.

Art. 22. –

(1)RCA insurers have the obligation to ensure potential customers access to the premium rates applied on each RCA insurer's site, its headquarters and territorial units, as well as to provide all the information regarding the criteria taken into account when determining the premium insurance.

How long can civil liability insurance be concluded?

As of Norm 23/2014:

Art. 19. – Mandatory RCA insurance is completed for the specified period:

- annually or semi-annually, for registered or registered vehicles, as appropriate

- during the period of registration / temporary registration, but not more than 12 months.

- for vehicles for which insurance is required for permanent registration / registration in Romania, annually or on a half-yearly basis, as the case may be, if the owner provides proof of tax registration of the respective vehicle in his name;

- for vehicles registered / registered in other Member States for which insurance is requested for the purpose of importation in Romania, for a maximum period of 30 days from the date of acquisition of the property, evidenced by supporting documents;

- for vehicles temporarily registered as follows:

(i) for foreign-arriving vehicles benefiting from the temporary admission regime, annually or semi-annually, during the temporary registration period, if the owner provides proof of tax registration of that vehicle in his name, except in cases where the vehicle is exempt from payment of these taxes ;

(ii) for vehicles intended for export, for a maximum period of 30 days;

for vehicles that are provisionally authorized for movement for periods of 30 days but cumulated

As of Norm 23/2014:

Art. 19. – Mandatory RCA insurance is completed for the specified period:

• annually or semi-annually, for registered or registered vehicles, as appropriate

• during the period of registration / temporary registration, but not more than 12 months.

• for vehicles for which insurance is required for permanent registration / registration in Romania, annually or on a half-yearly basis, as the case may be, if the owner provides proof of tax registration of the respective vehicle in his name;

• for vehicles registered / registered in other Member States for which insurance is requested for the purpose of importation in Romania, for a maximum period of 30 days from the date of acquisition of the property, evidenced by supporting documents;

• for vehicles temporarily registered as follows:

(i) for foreign-arriving vehicles benefiting from the temporary admission regime, annually or semi-annually, during the temporary registration period, if the owner provides proof of tax registration of that vehicle in his name, except in cases where the vehicle is exempt from payment of these taxes ;

(ii) for vehicles intended for export, for a maximum period of 30 days;

for vehicles that are provisionally authorized for movement for periods of 30 days but cumulated for not more than 90 days;

f)during the period of circulation of the evidence, annually.

for not more than 90 days;

f)during the period of circulation of the evidence, annually.

When does the valability of an RCA policy begin?

• from the day following that in which the validity of the previous insurance policy expires, for the insured who fulfills the obligation to conclude the insurance at the latest on the last day of its validity (renewal, whether at the same insurer or not)

• from the day following that in which the insurance document was concluded, for persons who did not have a compulsory MTPL insurance valid at the time of the insurance conclusion (the time when the old one expired or the person had not concluded such insurance at all)

• from the moment of the issue of the insurance document, but not earlier than the date of entry into force of the provisional movement authorization or registration / registration of the vehicle, for the marketed vehicles to be registered / registered.

If the guilty party does not have a mandatory MTPL insurance at the time of the accident, we recommend that you contact the Road Victims Protection Fund, which is managed by the Motor Insurers' Bureau in Romania. From this fund compensation is paid to the third party injured by a car accident in which the vehicle or the tram is not insured by the RCA (in which case both the material damages and the body damages are covered, and the Fund will recover the money from the guilty person) or if the author has remained unidentified (in which case the fund only covers body injuries).

It can be verified on the basis of CEDAM, the common basis of the Insurers and the Romanian Police, depending on the registration number or the chassis series, if the vehicle has or has not completed the RCA at a certain date.

Information can be accessed on the CEDAM website.

What happens if the insured does not provide the proof of MTPL insurance valid at the time of routine checking or when an event occurs?

If you are the owner of the motor vehicle and do not endorse the MTPL insurance or do not keep it permanently, by paying insurance premiums, you commit a contravention and therefore you are liable to a fine of 1000 RON to 2000 RON and retaining the registration, until the presentation of the document on the conclusion of the insurance - contravention that is found by the Police personnel.

If the guilty party does not have a mandatory MTPL insurance at the time of the accident, we recommend that you contact the Road Victims Protection Fund, which is managed by the Motor Insurers' Bureau in Romania. From this fund compensation is paid to the third party injured by a car accident in which the vehicle or the tram is not insured by the RCA (in which case both the material damages and the body damages are covered, and the Fund will recover the money from the guilty person ) or if the author has remained unidentified (in which case the fund only covers body injuries). It can be verified on the basis of CEDAM, the common basis of the Insurers and the Romanian Police, depending on the registration number or the chassis series, if the vehicle has or has not completed the RCA at a certain date. Information can be accessed on the CEDAM website.

What is the bonus-malus system and how does it apply?

• bonus-malus is a system whereby the insured / the individual user falls into one of the bonus classes (which leads to the erection of the insurance premium) or in one of the malus classes (which leads to the increase of the insurance premium), in depending on the damage history made by the insured / user the physical perosna during the reference period

• in order to benefit from the bonus / malus the user must complete a statement on his / her own responsibility (according to the attachment) stating the number of damages in the last years of insurance. The original must reach the Insurer.

What does the electronic RCA policy issue mean and what are the implications?

RCA policy subscription simultaneously with the recording and instantaneous storage of the data contained in the policy in the insurer's computer system; RCAs are emitted directly from the insurers' portal starting with 01.01.2010 at the date of issue of the MTPL insurance, the CEDAM base will be interrogated, where the data on damages on each insured asset are stored. These data are based on the information provided by Insurers to CEDAM, as there are situations where the CEDAM query does not work the policy becomes effective on the day following the day of issue, except for new deliveries, when the date of entry into force of the liability may be the same as the date of issue if the policy is issued, it can no longer be canceled, as the liability of the Insurer begins with its issuance and the payment of the insurance premium (according to the legal provisions, the RCA policy can be issued only after the insurer receives the insurance premium) .

How and when can we get the RCA offer?

The RCA offer request must reach Unicredit Insurance Broker at least 10 days before the expiry of the previous policy at the email addresses specified in the contact details of this

any RCA offer is valid for a limited period of days from the date of its submission and therefore no insurance offers can be submitted 30 days before the expiration of the RCA policy.

How can I check if a vehicle is insured?

The CEDAM database is being interrogated.

ADDITIONAL CASCO INFORMATION PDF 154kB Download
GHID RCA PDF 8MB Download
GHID CARTE VERDE PDF 1MB Download
GHID CONSUMATOR RCA PDF 3MB Download
GHID PAD PDF 1MB Download
INFORMATII ADITIONALE RCA PDF 154kB Download
What should I do in case of an easy car accident, produced between two cars?

In the case of an accident (no bodily injury) involving two vehicles, if only material damage has occurred and the guilt can be established, the form of amiable finding by both parties involved in the accident shall be completed, in full respect of the instructions mentioned on the back of the form.

The injured person shall submit the form to the issuer of the RCA of the driver responsible for the accident together with the following documents:

• copy of the guilty RCA policy;

• the amiable finding form filled in all the headings of both drivers involved in the accident or the police report issued by the Police;

• driving license of the injured person;

• identity act of the injured; the registration certificate and the identity card of the damaged vehicle;

• if the vehicle does not belong to you, empowerment from the vehicle owner (notarized power of attorney if the owner is a natural person).

If you can not agree who is responsible for the accident, go immediately to the Road Police section where the accident occurred.

What do I have to do in the case of a car accident involving victims or bodily injury?

In case of an accident involving victims or injuries, call Salvation immediately and notify the Police - unique number 112.

Do not leave the scene until the arrival of a Road Police crew. Also, the persons involved in such an accident have the legal obligation not to modify or delete the traces of the accident.

What should I do in other cases of car accident?

If the fault can not be established with certainty, or if more than two vehicles or other injured parties were involved in the event, the police station will immediately be notified of the incident.

What do I do if a theft is made?

The theft is immediately announced to the police station in which it occurred and within 24 hours to the Insurer. In the case of theft, the competent bodies will conduct research for 30 days, in the case of partial theft and 60 days in the case of total theft, in order to identify the authors and to determine the causes and circumstances of the event.

After the 30 days and 60 days respectively, the Insurer requests and receives a document from the Police, which includes the stage of the investigation, if the guilty person has been identified or the case is declared as Unknown Author. After the receipt of the document, the Insurer will file the theft file.

If, in the 60 days of the total theft investigation, the good is identified, the Insurer will compensate for the damages of the good.

What should I do in case of external damage?

Notice of damage is done immediately after the damage has occurred or as soon as you have come to know of its occurrence. Notification of damage must be made immediately, even if the damages you want to do on another day.

Reporting damage involves providing information about the event:

• the identification and contact details of the persons involved in the event, especially the person making the endorsement, of the person who was driving the vehicle, both the insured and the person who was damaged, if any;

• the causes and circumstances in which the event occurred, including details of the event location and timing of the event - date, time;

• identification data of the vehicles involved in the event;

• details of the location and condition of the damaged vehicle (if it is movable or not);

After the damage notification, you will be able to file a claim file and you will be contacted within 24 hours of the notice by an Insurer's representative in order to determine how the case is handled.

Repairs outside the country are subject to the Insurer's approval.

What do I do in case of total damage?

If the asset is declared as total damage, please contact the Unicredit Leasing Corporation Owner or the Broker, Unicredit Insurance Broker.

How do I report damage to the insurer?

Notice of damage to the insurer is made immediately after it has been made or as soon as you have come to know it to be produced by telephone to the Call Center by accessing the WEB address or its damages center. You can find here the contact details of the insurers.

Reporting damage involves providing information about the event:

• the identification and contact details of the persons involved in the event, particularly the person making the endorsement, of the person who was driving the vehicle, the insured person and the person who was the victim, if any;

• The causes and circumstances in which the event occurred, including details of the event location and timing of the event - date, time;

• the identification data of the vehicles involved in the event or the damaged / stolen equipment;

• details of the location and condition of the damaged property (if it is movable or not) in order to determine the place where the damage will be made by a representative of the insurer.

After providing this data you will receive the file number to be retained and must be submitted at the point of finding, and you will receive all the information necessary to make the damages.

What documents are required for the damage file?

In order to start the repair of the vehicle, it is necessary to notify the insurance company as soon as possible. (Caution!) The insurance policy conditions impose a maximum term for damage approval - please check the General Insurance Policy for the casco policy or check this information with the representatives of Unicredit Insurance Broker).

• Identity card / identity card of the insured or the driver of the vehicle for which the damage file is opened, in original and in copy;

• The registration certificate of the vehicle for which the damage file is opened, in original and in copy;

• The identity card of the vehicle for which the damage file is opened, in original and in copy;

• Driving license of the driver of the vehicle for which the damage file is opened, in original and in copy;

• Copy of the CASCO policy and its Annexes and Specifications;

• The amicable form (In the case of road accidents involving two vehicles and resulting only in material damage) or the minutes issued by the Police or the repair authorization and the copy after the statement to the Police (as the case may be);

• Empowerment issued by Unicredit Leasing Corporation;

• Copy of the RCA policy culpable for producing the event, if applicable;

• In the case of total theft, it is necessary to hand over all the car keys, the Registration Certificate and the original identity card of the original car;

• The police certificate certifying the theft, partial or total.

To complete the auto damage file, you must also present the following:

• All original tax documents proving the repair of the vehicle (invoices, receipts, service orders, etc.);

• Complaint claim completed, signed and stamped by the owner of the vehicle for which the damage file was filed or by its legal representative.

* On a case-by-case basis, the insurer may also request other documents expressly mentioned on the notice (document to be filled in by the injured / insured / their representatives at the time of the notice of the damage).

Where can I find the damages?

Finding damages is done at your Insurer's Finding Centers. Scheduling to make the finding is done when the event is approved.

Which service providers can repair the goods?

Unicredit Leasing Corporation recommends that it can be repaired in one of the affiliate services of the insurer with whom it has direct settlement.

Advantages of partner repairs:

• Quality repairs;

• Without financial implications for you - direct settlement between the Insurer and the service;

• No post-repair inspection - automatic processing by the service;

• Easy reconsideration - it is not necessary to have your presence in service;

• If you want the repair to be carried out in your preferred service, without direct settlement with the Insurer, the value of the repairs will be paid by you, and you will subsequently recover the costs from the insurer.

Who is paid for compensation?

If the repair was done in a partner's Repairing Unit of your Insurer, the payment of the indemnity will be made directly to the insurer, from which will be deferred for the policy, if any;

If the repair was done in a non-Partner repair unit with your Insurer and the payment was made by you, the Insurer will pay the indemnity to the User's account with the prior consent of the Owner.

When can I get the car out of service?

The good may be removed from service after completing the repairs as follows:

• If the repair was done in a partner's repair unit of your Insurer, the good may be released on the basis of the payment agreement issued by the Insurer;

• If the repair was carried out in a non-part repairing unit with your Insurer, the asset may be released after repayment costs have been paid.

AMIABILE FINDER FORM PDF 183kB Download
INSURERS CONTACT LIST PDF 37kB Download

UniCredit Leasing extends to its customers, free of charge, roadside assistance services in Europe * (including Romania) that they benefit from during the contract period.

ROAD ASSISTANCE SERVICES

• Assistance (repairing) on the site of occurrence of the event: flat tire, discharged battery, lack of fuel, lost keys or keys locked inside the vehicle, electrical or mechanical failure;

• Towing the vehicle up to the nearest car service specific to the brand;

• Continuation of the trip, respectively transporting the driver, passengers and luggage to the country of origin or to the initial destination of the trip;

• Hotel accommodation; upon the beneficiary’s request, it is provided from the first day of the vehicle failure for a maximal 3 night-stay;

• Replacement vehicle; upon the beneficiary’s request, a vehicle is provided for a maximal three day-period;

• Taxi driving service; in the event of failure, accident or collision that took place at a more than 50 km distance from the beneficiary’s permanent domicile, the taxi driving service is provided for assuring transportation.

The above benefits are complemented by a package of accident management services.

** For details and terms of service for these services, please refer to this brochure.

IIn the event of the occurrence of an accident or of a failure on your vehicle, you may call 24/ 24 the phone number: +40314052120

Who are we?

Our company started in 2003 as HVB Insurance Broker, and, in 2007, we became members of UniCredit Group and we`re part of the international broker network, Trust Risk Control.
Our purpose is to offer consultancy/intermediary services for more than 150 corporate clients of UniCredit Bank, and to manage the insurance programs of our group (UniCredit Bank, UniCredit Consumer Finance, UniCredit Leasing, etc).
Over time we evolved to a company with remarkable results on this market. In 2016 alone, we brokered over 40 millions EURO through insurances and we had an income of 6 millions EURO. We are pleased that our performances can be seen at a national level: we occupy NO. 8 in local market insurance brokers ranking and the number 2, from a portfolio perspective.

Our main objectives include integrated  services offer, as a conceptual ”one stop shop”, consultancy premium services, but also developing and diversifying ”tailor-made” products to grow even closer to our clients.

The insurance products that we broker are:

Guaranted Goods Insurance: buildings, equipment/machinery, merchendise stocks, etc.

Automobile Insurance (casco, RCA)

Attached-to-credit card Insurnace: travelling, life, fraudulent use

Accidents/Life for companies, travelling, unemployment, etc. Insurance

CARGO-goods transport Insurance

Financial Risk Insurance: commercial credits, factoring, etc.

Animals and agricultural Insurance

Bankers Blanket Bond

Civil liability Insurance

The insurance brokerage services we offer are:

Analysis of current insurance bounds situation

Defining placement and risk strategy

Creating local program for insurances

Negociating the terms and conditions with other insurance providers

Analysis of all offers and presenting a comparative situation, while giving a recommendation for best insurance solution

Management of insurance bounds throughout the insured period:

• additional papers for increases/decreases of insured amounts

• workpoints

• modifications of due dates and payment control

• policy summary

• reports, etc…

Support and assistance in case of damages

Providing constant information about the insurance market

Risk management

Contact us with any question you might have about our activity.

Contact us

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