Car leasing
Presently, in Romania, car leasing represents one of the most advantageous financing methods. UniCredit Leasing Corporation IFN S.A. constantly offers attractive leasing products, accessible to any type of customers. In respect to car leasing, UniCredit Leasing offers, as a product for vehicles financing, internal financial leasing.
UniCredit Leasing Corporation IFN S.A. finances any type of new vehicles, produced internally or externally. You choose the vehicle you want from any car dealer or importer, and you select a financing option.
You can choose from the following financing options: contract duration: between 12 and 60 months; downpayment: between 20 and 50 per cent; residual value: per cent (included in the installments) or 20 per cent (paid at the end of the leasing contract). The leasing installment is calculated in Euro, and the payment is made in lei at the UniCredit Ţiriac Bank exchange rate.
UniCredit Leasing Corporation IFN S.A. offers financing for the following categories of persons:
Steps to follow for obtaining the leasing:
1. After you have chosen the dealer and the type of vehicle desired, you must hand in (personally or through a currier), the leasing file at one of the business units of UniCredit Leasing Corporation IFN S.A. or at the dealer you intent to purchase the vehicle from.
Necessary documents:
Legal persons:
completed leasing form (the financing demand);
agreement for the consultation of the database of the banking risks unit (3 copies) ;
agreement for the issuing of the banking secret;
pro-forma invoice from the supplier or technical specification of the vehicle;
dentity document (copy), with signature specimen;
the last 3 balance sheets (the semestrial report for the current year), including the Annexes and the respective balances plus the last balance in the current year;
constitutive act of the company (the firm's statute);
signature sample from the bank for the persons entitled to operate on the firm's accounts.
Individual persons:
completed leasing form (the financing demand);
agreement for the consultation of the database of the banking risks unit (3 copies) ;
agreement for the issuing of the banking secret;
pro-forma invoice from the supplier or technical specification of the vehicle;
identity document husband/wife (copy) with signature specimen;
original certificate from employer of husband/wife (with a specification of the job function, the seniority, and of the monthly net income);
work card husband/wife (copy);
marriage certificate (copy);
document of the house ownership or renting contract (copy).
Authorized individual persons:
completed leasing form (the financing demand);
agreement for the consultation of the database of the banking risks unit (3 copies) ;
agreement for the issuing of the banking secret;
pro-forma invoice from the supplier or technical specification of the vehicle;
final income statement for the last two years and the estimated income statement for the current year;
legal documents of the establishment and authorization of the profession (copy);
fiscal code or certificates of fiscal registration, if existing (copy);
identity document (copy) with signature specimen;
document of space ownership or renting (copy).
2. On the basis of the documents that you present, UniCredit Leasing Corporation IFN S.A. does an analysis of your leasing file.
3. If your leasing file is approved, UniCredit Leasing Corporation IFN S.A.:
draws the leasing contract;
presents to you the contract for signing;
issues the downpayment invoices, the management fee, and the import and registration costs.
4. After you pay the downpayment, the management fee, and the import and registration costs, UniCredit Leasing Corporation IFN S.A. will handle the customs formalities and the registration of your car.
For any type of questions, UniCredit Leasing Corporation IFN S.A. offers you consultancy throughout the entire duration of the contract, through a team of professionals.
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