Equipment leasing

The solutions provided by UniCredit Leasing Corporation IFN S.A. in the field of leasing for equipments and vehicles larger than 3,5t are addressed to legal persons and to authorized individual persons, and the rely on basic principles such as rapidity, correctness and transparency.

UniCredit Leasing Corporation IFN S.A. provides structures of internal financial leasing for an extensive range of equipments and machines, gathered under the following main categories:

• Vehicles larger than de 3,5t (vehicles > 3.5t, buses, trailers and semi-trailers, etc.);
• Construction equipments (cranes, dredgers, bulldozers, tip-up trucks, concrete pumps and stations, asphalt stations, sorting stations, etc.);
• Agricultural equipments and machines (combines, tractors, plough, harrows, etc);
• Industrial equipments (machines for glass and stone processing, machines for processing metal, plastic and wood, printing machines, wrapping machines, bottling lines, etc.);
• Electronic and office equipments (servers, printers, copy machines, etc.);
• Medical equipments (tomograph computer, magnetic resonance, ecograph, etc.);

You choose the preferred equipment or piece of machinery from any authorized supplier, and UniCredit Leasing Corporation IFN S.A. draws you the leasing offer, while providing you with the possibility to choose personalized financing conditions.

You can choose from the following financing options:

• Contract duration: between 12 and 60 months;
• Down payment: between 10% and 50%;
• Residual value: 0% or 20%;

Necessary documents in the drawing of the leasing file:

• The information request, filled-in and signed;
• The last three balance sheets (the last half-yearly balance sheet in the current year), annexes included, the respective trial balances, as well as the last trial balance in the current year;
• The description of the Leasing Object (the pro-forma invoice or the technical specification);
• A presentation of, and business information about the User;
• A copy of the Registration Number with the Trade Register, of the User;
• A recent Court Excerpt issued by the Trade Register (copy);
• A copy of the User’s identification document, with a signature specimen of the person authorized to sign the leasing contract.

Apart from the standard leasing structure in which UniCredit Leasing Corporation IFN S.A. buys, imports, registrates/matriculates and insures the new object of the Leasing Contract and offers it to the user on the basis of the Leasing Contract, structures of the type “sale and lease back” can be negotiated, by means of which we buy the objects and we provide them back, in leasing, to their initial owner.

Also, UniCredit Leasing Corporation IFN S.A. comes to meet its customers’ requests by providing financial solutions for other complex projects such as: car fleets, wide industrial projects, structures of operational leasing type and renting. These projects require a particularized approach, as well as the adaptation of the financing conditions to the specific of each separate project.

Leasing for Agricultural Machinery

In the agricultural field, the financing through UniCredit Leasing Corporation IFN S.A. comes to the support of agricultural producers by providing the option of paying the leasing installments biannually, according to the seasonality of the crops (there can be chosen two months a year when installments are to be paid, for example August and November).

Disclaimer: “The information presented on this page aims at describing the set of products and services that can be provided by UniCredit Leasing Corporation IFN S.A. The availability of a certain product or service for a particular customer is not implicit, being reglemented by the Internal Policies of UniCredit Global Leasing S.p.A., and by the evaluation of the client.
The above pieces of information will not be considered as a promise or intent, they do not represent an engagement of any kind, and they cannot be considered as a recommendation made by UniCredit Leasing in providing a certain product or service to a particular customer.”

Public Leasing

Together with the external financing provided by the European Union, by means of its structure and characteristics, the financing by leasing offered by UniCredit Leasing Corporation IFN S.A. has as a main purpose the high quality satisfying of the needs of the contracting authorities. This is to be accomplished by elaborating optimum offers of technical and especially financial nature, in partnership with well-known suppliers, bearing in mind the fact that the sources employed by the contracting authorities for debts reimbursement come from public funds.

Taking into account the obvious advantages provided by the leasing financings, increasingly more contracting authorities have chosen the financing option under leasing system of the public acquisitions implemented by the former.

With the mentioning that the financing structures elaborated by UniCredit Leasing Corporation IFN S.A. are adapted to the specifications in the tender books, we enumerate below some general elements:

Advantages of the leasing financing:

• It protects liquidities;
• Flexible financing and guaranteeing structures:
  • The possibility to benefit from grace periods;
  • The 100 per cent financing of the project;
  • The possibility of paying the residual value of 20 per cent at the end of the leasing contract;
  • The phased payment of the VAT together with the leasing installment.
• Competitive costs structure;
• Access to a package of integrated services:
  • The execution of import operations, registration, matriculation, etc.;
  • Delegation on the part of the User of the relation with the suppliers, construction firms, respectively;
  • Insurance services;

The user has the right to sub-rent the leasing object to some other entities throughout the duration of the leasing contract.